Banking

The global economy's efforts to emerge from a brutal recession has resulted in a more dynamic, & challenging yet less forgiving marketplace. Government regulations & oversight has increased significantly while user demands for better services at lower costs are growing stronger. To be successful, financial services companies need to reinvent themselves & reposition their products & services for the "New Reality". Investing in the right set of technologies to gain competitive advantage has become a crucial cog in business success.

We are your partner in Business Transformation - helping you optimize your business models, technology, talent, & customer relationships to become more innovative & competitive. We deliver affordable, customized, & integrated financial services & solutions specifically tailored to the needs of your business. Our software solutions are cutting edge & innovative, driving efficiency, productivity, & performance within your business.

Cards

Challenges: Increased and aggressive competition, security threats to sensitive customer and business data, margin pressures

Solutions: A broad range of solutions that help card issuers, transaction processing agencies, credit bureaus, large merchants and payment networks implement strategies and solutions that improve process efficiencies, simplify transactions, speed up time-to-market for products and reduce risks.

Banking Technology

Challenges: Deploying the right technology architecture, applications and policies that allow banks to operate as seamlessly connected and integrated enterprises

Solutions: Comprehensive, custom strategies that align a bank's business needs and result in increased productivity, real-time processing and synchronized processes

Depository / Registry

Challenges: The huge rise in cross-border and online trading, supporting diverse portfolio of instruments and processing huge volumes

Solutions: Domain knowledge in the securities industry and vast IT expertise that helps customers reduce operational risk, enhance efficiencies and build real-time depository/registry solutions to increase reliability and efficiency in multi-currency, cross-border operations

Retail Banking

Challenges: Mergers and acquisitions, increased competition, new regulatory requirements, optimizing sales and fulfillment processes, managing distribution channels and streamlining operations to acquire, satisfy and, thereby, retain customers

Solutions: Comprehensive strategies for creating reliable systems that improve operational efficiency and meet business goals effectively

Investment Banking

Challenges: Low margins, workflow disconnects, data redundancies, complying with mandated regulations such as Basel II and incorporating frameworks like Straight through Processing (STP), etc. To be able to work round-the-clock in such demanding environments, investment banks have made technology an integral part of their strategic initiatives.

Solutions: Comprehensive strategies for round-the-clock, efficient management of core functions including brokerage, asset management and wealth management while managing risks and regulatory compliances

Risk & Compliance

Challenges: Mergers and acquisitions, increasing focus on regulatory norms such as Basel II, Sarbanes-Oxley, Solvency II and spiraling compliance costs, inadequate and inconsistent controls and accountability, data quality and data integration, integrated GRC fragmented risk infrastructure and model risk.

Solutions: A broad range of solutions and services to address regulatory compliance such as Basel II, risk infrastructure upgrades (risk warehouse), GRC requirements, model building/validation and other risk management related areas

Corporate Banking

Challenges: Increased pressure to deliver increasingly sophisticated services to meet corporate client expectations, high demand for comprehensive corporate product and account management

Solutions: Comprehensive strategies and solutions that provide a unified multi-channel view of corporate customers and automation of processes to increase profitability and improve customer satisfaction

Wealth Management

Challenges: Increasing numbers of clients with high expectations of financial advisors' roles and client relationships

Solutions: Tools for greater CRM, including real-time access to integrated client information throughout the advisory relationship

Exchanges / Trading / Broker - Dealer

Challenges: Trans-national markets and global exchanges that demand fast, accurate processing of high transaction volumes, delivering superior customer service

Solutions: Mission-critical, flexible, scalable trading solutions that support multiple channels and that span across equities, derivatives, commodities, forex and fixed income instruments, covering different types of trading methodologies, resulting in increased agility and transparency in trading environments